After a transaction is settled, funds will pass through your merchant account to your bank account. Funding is managed by the merchant account provider, so if you are using Braintree Direct, we’ll take care of this for you. How and when funds are disbursed will depend on the payment method used and the type of account you have with us. Contact us for more details.

Credit cards

In general, credit card payments will be deposited into the bank account you provided during the application process within 2-5 business days of settlement. If you are an international merchant this timeline might be a little different. Contact us for more details.

American Express

Most US merchants have the option to use Braintree’s aggregated Amex account. If you choose to do so, we’ll manage the disbursement of funds and you can expect to see them within 2-5 business days.

Regardless of where you’re located, you have the option to use your own Amex account. If you choose to do this, Amex will manage disbursements directly.


PayPal manages the disbursement of funds separately from your Braintree-managed account. Learn more about PayPal funding.

Next: Try It Out

Still Have Questions?

If you can’t find an answer, give us a call at 877.434.2894 or contact our Support team

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