Android Pay allows customers to quickly and securely make purchases in your Android mobile app.
Customers can add their credit cards to the Android Pay mobile app on their device, and then make payments by simply selecting Android Pay in your checkout. Android Pay uses a virtual account number that can only be used for the specific purchase for which it was issued. Braintree and the processing banks use this number in place of the real card number to handle transactions securely.
Where your business is domiciled dictates your ability to accept Android Pay. Most merchants located in the following regions – contingent on their processing settings – can accept Android Pay transactions from eligible customers with the indicated card types:
- APAC - Visa, Mastercard, American Express*
- Australia - Visa, Mastercard, American Express*
- Europe - Visa, Mastercard, American Express*
- New Zealand - Visa, Mastercard, American Express*
- United States - Visa, Mastercard, American Express, Discover
*To be eligible to accept Android Pay with American Express in this region, you must be processing with your own Amex account.
If you are unsure of your setup, contact us for assistance.
Merchants domiciled in the United States who have integrated with Android Pay can accept Discover cards from their customers without any additional integration work. If you are using split shipments or recurring billing on Android Pay, you'll need to contact Discover to set up the proper permissions in order to avoid declines.
At this time, our merchants can accept Android Pay from customers with mobile Android devices in the following countries:
- Hong Kong
- United Kingdom
- United States
*While customers in this location will be able to make purchases using Android Pay, merchants domiciled in this country are not eligible to onboard with Braintree.
Android Pay transactions process and settle just like credit card transactions, but can be identified in the Control Panel by their unique payment type logo.
There are no additional standard fees for processing Android Pay transactions—pricing for Android Pay is the same as your other credit card transactions.
Chargebacks, retrievals, and prearbs on Android Pay transactions behave in the same way as your credit card disputes, and should be responded to according to your merchant account setup. If you’re unsure how to handle a dispute, contact us.
Google uses a tokenization system to encrypt card information and reduce the risk of fraud. As a result, CVV and AVS fraud checks are not necessary for use with Android Pay. We do still recommend collecting billing address information, at minimum billing postal code, and passing that billing postal code with all Android Pay transactions as a best practice.
Because each unique Android Pay transaction requires consent from the customer during the checkout flow, vaulting the payment method for future transactions will result in declines and is not recommended. However, Android Pay cards can be used for recurring billing and split shipment transactions because the customer consents to future transactions during checkout.
If you plan to vault Android Pay Discover cards for these purposes, you must first contact Discover directly to obtain the proper permissions.
Google is no longer accepting new Android Pay integrations. If you're interested in accepting Android mobile payments, you'll need to integrate with Google's latest payment product, Google Pay.
While new integrations are no longer accepted, existing Android Pay integrations will still be supported. There are no current plans for Google to remove support of Android Pay. If you are already integrated with Android Pay, you can find the Android Pay integration docs in our developer documentation.
If you have an existing integration with Android Pay and would like to transition to Google Pay, see our migration guide.
Still have questions?
If you can’t find an answer, contact us