Integrating with Braintree offers your customers many different ways to pay – and we’re always working on adding more. Here's a quick list of what we currently offer, and whom they are available to. For an overview of how to add payment method types to your integration, see our developer docs.
Most merchants in the US can accept ACH Direct Debit transactions from participating customers. Learn more about ACH Direct Debit.
Most merchants located in the US, Canada, Europe, Australia, and APAC regions can accept Apple Pay transactions from participating customers – depending on your processor settings. Learn more about Apple Pay.
Most merchants located in the US, Canada, Europe, Australia, and APAC regions can accept Google Pay transactions from participating customers – with approval from Google. Learn more about Google Pay.
Most merchants located in the US can accept Samsung Pay transactions from participating customers. Learn more about Samsung Pay.
Braintree’s US merchant accounts bundle Visa, Mastercard, Discover, JCB, and sometimes American Express as the default accepted payment types. Most of our international merchant accounts bundle Visa and Mastercard as the default accepted payment types. All merchants interested in accepting Amex should either indicate this on their application, or contact us.
When processing payments online, credit and debit cards are handled the same, as long as they are issued by a major card brand. Because PINs can't be accepted online, debit cards will always be run as credit.
While prepaid cards may process successfully for one-time transactions, we don’t encourage merchants to store prepaid cards in the Vault, because it’s difficult to ensure that a prepaid card will have enough funds on it to cover future transactions. We won’t block prepaid card transactions, but you may experience higher processor decline rates when accepting this payment method.
Dual-branded cards include two different card brand logos and can be processed through either brand's network. Merchants can process these cards on whichever network is supported in their region. For example, some cards, such as Elo and UnionPay, are dual-branded as Discover cards. This means that even if Elo or UnionPay cards are not supported by your setup, dual-branded cards can be run on Discover's network, and will be reflected as Discover card transactions.
Credit and debit cards issued for specific purchases – like HSAs and FSAs or P-Cards – can only be accepted if your merchant account is associated with the appropriate MCC (Merchant Category Code). If you aren’t sure what your MCC is, contact us for assistance.
Masterpass is a digital wallet that allows customers to store all of their major debit and credit cards in one account. Masterpass is currently available in a limited release to merchants located in the US and Canada – see our Masterpass guide for more information.
Braintree is the only payment platform that allows you to accept both cards and PayPal through a single integration. PayPal is available to most of our merchants. Learn more about PayPal.
PayPal Credit is a payment method provided by PayPal that offers customers a credit line to purchase big ticket items on your site or mobile app – allowing you to get paid immediately, and customers to pay off the purchase over time. Most merchants in the US and UK can accept PayPal Credit. Learn more about PayPal Credit.
In addition to PayPal and cards, you can now offer the most relevant Local Payment Methods for your customers with a single Braintree integration. This will allow your cross-border customers to pay in their preferred Local Payment Methods while all payments settle into your PayPal account. Learn more about Local Payment Methods.
UnionPay is the major provider of credit and debit cards for customers in China. Most European merchants settling in USD, GBP, EUR, or CHF can accept UnionPay credit and debit cards. Our UnionPay integration is currently in beta – see our UnionPay guide for more information.
Venmo allows customers on iOS and Android devices to connect their Venmo account to your mobile app – making it easy for them to make purchases using their bank account, credit and debit cards, or Venmo balance. Paying with Venmo is currently available for merchants in the US – see our Venmo support article for more information.
Visa Checkout is a digital wallet that allows customers to store all of their major debit and credit cards in one account. Visa Checkout is currently available in a limited release to eligible merchants – see our Visa Checkout guide for more information.